Are you ready to maximize your cash back rewards in 2024? Discover It Cash Back Calendar has got you covered. In this article, we will go over everything you need to know about the Discover It Cash Back Calendar for 2024.
What is Discover It Cash Back?
Discover It Cash Back is a credit card that offers cash back rewards on purchases. For every purchase made with the card, you can earn cash back ranging from 1% to 5%, depending on the category of purchase. Discover It Cash Back Calendar is a schedule that outlines the categories that earn 5% cash back each quarter.
How does Discover It Cash Back Calendar work?
Each quarter, Discover releases a new Discover It Cash Back Calendar. The calendar outlines the categories that will earn 5% cash back for that specific quarter. All you have to do is use your Discover It Cash Back card to make purchases in those categories.
Discover It Cash Back Calendar 2024 Categories
Here are the categories that will earn 5% cash back in 2024:
January - March
- Grocery Stores
- Drug Stores
- Restaurants
April - June
- Gas Stations
- Uber and Lyft
- Wholesale Clubs
July - September
- Amazon.com
- Home Improvement Stores
- Department Stores
October - December
- Amazon.com
- Target
- Walmart.com
How to Maximize Your Cash Back Rewards
Now that you know the categories that earn 5% cash back in each quarter, here are some tips on how to maximize your cash back rewards:
- Plan your purchases ahead of time based on the categories for that quarter
- Use your Discover It Cash Back card for all purchases in those categories
- Pay off your balance in full each month to avoid interest charges
- Take advantage of any bonus offers or promotions offered by Discover
FAQs
Can I earn cash back on purchases that are not in the 5% category?
Yes, you can earn 1% cash back on all other purchases not in the 5% category.
Is there a limit to how much cash back I can earn?
No, there is no limit to how much cash back you can earn with your Discover It Cash Back card.
Can I redeem my cash back rewards for anything?
Yes, you can redeem your cash back rewards for statement credits, direct deposits, gift cards, or purchases made with your Discover It Cash Back card.
Is there an annual fee for the Discover It Cash Back card?
No, there is no annual fee for the Discover It Cash Back card.
What is the APR for the Discover It Cash Back card?
The APR for the Discover It Cash Back card varies based on your creditworthiness and the market prime rate. It is important to pay off your balance in full each month to avoid interest charges.
Now that you have all the information you need about the Discover It Cash Back Calendar for 2024, start planning your purchases and maximizing your cash back rewards!
