What is the Chase Freedom Cash Back Calendar?
The Chase Freedom Cash Back Calendar is a schedule of categories that offer 5% cash back on purchases made with the Chase Freedom credit card. Each quarter, the categories change, and cardholders can earn up to $1,500 in cash back each quarter.
What Categories Will Be Included in the 2024 Calendar?
While the categories for the 2024 calendar have not been officially released, we can look at previous years to make an educated guess. In the past, categories have included gas stations, grocery stores, restaurants, and department stores. It's safe to assume that some of these categories will be included in the 2024 calendar, along with others that have yet to be announced.
How Can I Maximize My Cash Back Rewards?
To maximize your cash back rewards, it's important to plan your spending around the categories that offer 5% cash back. For example, if gas stations are one of the categories for the quarter, you may want to fill up your tank more frequently during that time. Additionally, it's important to make sure you activate the cash back offer each quarter, as it's not automatic.
Are There Any Restrictions on the Cash Back Rewards?
Yes, there are some restrictions on the cash back rewards. For example, the $1,500 limit applies to combined purchases across all categories for the quarter. Additionally, purchases made at wholesale clubs, such as Costco or Sam's Club, may not be eligible for cash back rewards.
What Other Benefits Does the Chase Freedom Card Offer?
In addition to the cash back rewards, the Chase Freedom card offers a variety of other benefits, including purchase protection, extended warranties on purchases, and zero liability for unauthorized purchases. The card also has no annual fee, making it a great option for those looking to earn rewards without additional costs.
How Can I Apply for the Chase Freedom Card?
If you're interested in applying for the Chase Freedom card, you can do so online or in person at a Chase branch. To be eligible, you must have a good credit score and a steady income. The application process is relatively quick and easy, and you can typically get a decision within minutes.
What If I Already Have a Chase Freedom Card?
If you already have a Chase Freedom card, you don't need to do anything to start earning cash back rewards. Just make sure you activate the cash back offer each quarter and plan your spending accordingly to maximize your rewards.
When Will the 2024 Cash Back Calendar Be Released?
The official release date for the 2024 cash back calendar has not been announced yet. However, based on previous years, it's likely that the calendar will be released in December 2023 or early January 2024.
Conclusion
The Chase Freedom Cash Back Calendar is a great way to earn cash back rewards on your purchases. By planning your spending around the categories that offer 5% cash back, you can maximize your rewards and save money. If you're interested in applying for the Chase Freedom card, be sure to check your credit score and income before submitting your application.
